| Investment Products | Tiered Rates 1 | Aggregate Rates 2 |
| GIC/ RRSP/ RRIF/ TFSA/ FHSA/ RESP/ RDSP | Up to $24,999 | $25,00 to $49,000 | $50,000 to $99,999 | $100,000 to $249,999 | $250,000 to $499,999 | $500,000 to $999,999 | $1,000,000 and over |
|---|---|---|---|---|---|---|---|
| 30 days | 1.80 | 1.85 | 1.90 | 1.95 | 1.95 | 1.95 | 1.95 |
| 60 days | 1.90 | 1.95 | 2.00 | 2.05 | 2.10 | 2.10 | 2.10 |
| 90 days | 2.05 | 2.10 | 2.15 | 2.20 | 2.25 | 2.25 | 2.25 |
| 180 days | 2.25 | 2.30 | 2.35 | 2.40 | 2.40 | 2.40 | 2.40 |
| 180 days Business GIC Special |
2.75 | 2.75 | 2.75 | 2.75 | 2.75 | 2.75 | 2.75 |
| 270 days | 2.35 | 2.40 | 2.45 | 2.50 | 2.50 | 2.50 | 2.50 |
| 1 Year | 3.20 | 3.20 | 3.20 | 3.20 | 3.20 | 3.20 | 3.20 |
| 1 Year Cashable* Cashable after 90 days. |
2.05 | 2.10 | 2.15 | 2.20 | |||
| 2 Year | 3.00 | 3.05 | 3.10 | 3.15 | 3.20 | 3.20 | 3.20 |
| 3 Year | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 |
| Community Inspiration GIC Learn more about Community Inspiration GICs |
Available January to June | ||||||
| 4 Year | 3.30 | 3.35 | 3.40 | 3.45 | 3.50 | 3.50 | 3.50 |
| Affordable Housing GIC Learn more about Affordable Housing GICs |
3.30 | 3.35 | 3.40 | 3.45 | 3.50 | 3.50 | 3.50 |
| 5 Year | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 |
Rates are subject to change without notice at any time. All GICs are not redeemable prior to maturity unless otherwise indicated.
For more information about our investment products, rates, or deposit insurance please contact us, or visit your local branch and speak with a member of our Wealth and Investment team. High interest savings, daily interest savings, and combined savings / chequing accounts are also available.
At Kindred Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority of Ontario (FSRA). Eligible deposits not in registered accounts are insured up to $250,000 through FSRA. Learn more about deposit insurance.
1 Tiered Rates are determined by the total value of one or more GICs invested at Kindred Credit Union that start on the same day.
2 Aggregate Rates apply where the total value of all GICs, Investment Shares, and Registered Contracts invested at Kindred Credit Union and Aviso Wealth investments equal $250,000 and above.
3 Community Inspiration GICs are available as RRSP, RRIF, TFSA, or non-registered. Available for purchase January through June.
4 Affordable Housing GICs are available as RRSP, RRIF, TFSA, or non-registered.
* Held has a Non-Registered investment only. Cashable after 90 days. Tiered and aggregate rate do not apply. Rate is determined on principal of the GIC only. Deposits will be accepted subject to availability. Deposits above $250,000 are eligible for special pricing.